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Legal Notice

Product offers, rates, terms, and other information provided herein are subject to change without notice. Although every effort has been made to ensure the accuracy, currency and reliability of the content of these pages, the Wisconsin Housing and Economic Development Authority (WHEDA) accepts no responsibility in that regard. The information provided in the calculators, worksheets, and tools are estimates, and provided for your interactive enjoyment.

The term "WHEDA" and the WHEDA logo are trademarks of the Wisconsin Housing and Economic Development Authority. The term "eWHEDA" and the eWHEDA logo are service marks of the Wisconsin Housing and Economic Development Authority.

Users are not permitted to use these trademarks or service marks without the prior written consent of WHEDA. Direct your written request for usage to:

Legal Services
Attn: Logo, Trademark, and Service Mark Usage Request
P. O. Box 1728
Madison, WI 53701-1728

Security of Your Information

WHEDA makes every effort to ensure that all customer information is safe and accurate. We protect our customers' information by implementing security policies based on industry-accepted practices and standards, and by utilizing appropriate electronic and physical safeguards to enforce those policies.

The security controls utilized on this web site and by all WHEDA technology systems are implemented to protect all sensitive data from modification, inappropriate use, or loss. WHEDA maintains all data only for as long as reasonably necessary for the use of the data or to adhere to any legal reporting or documentation periods.

If you have any questions or concerns about the security of your information, please e-mail us at info@wheda.com.


WHEDA has a strong commitment to protecting information submitted to us using our web site. This web site is secured using Transport Layer Security Layer (TLS) encryption for personal information that is submitted to us or accessed while using the site. The TLS encryption is accomplished using digital certificates from industry standard providers, Thawte® and Verisign, Inc. Most browsers will show a lock icon next to the address bar when a secure page is visited. Look for this icon on any web page that asks for or displays your personal information. The presence of the lock icon ensures that all information you send to us will be encrypted.


Please note that standard e-mail is NOT a secure means of sending sensitive data, such as financial or other personal information. If you need to provide us with sensitive information like your bank account, charge card, or social security number, contact us by postal mail, facsimile, or telephone rather than e-mail.

WHEDA will never request that you submit sensitive information to us from your personal e-mail account. If you receive an e-mail message requesting this type of information, you should be suspicious of the authenticity of the request. Please do not share any personal information, user identification, passwords, account numbers or PIN numbers in response to these types of requests.

If you receive a suspcious-looking e-mail that is seemingly from WHEDA, please forward it to info@wheda.com.

Conference Registration Payment Processing

For conference registration, we are also using services from PayPal to collect and process payment information. For more information on the privacy and security of the information you provide when registering for a conference with WHEDA, please visit PayPal's privacy statement and read about their security.


Using WHEDA.com

Privacy Statement

This statement may change periodically as WHEDA develops the interactive capabilities of this site.

How we handle information we learn about you from your visit to our web site depends on what you do when you visit our site. However, WHEDA will not sell information obtained on our web site to any third party.

Collection and Storage of Information

If you visit our site to browse or download information like press releases, training manuals, or application forms, we collect and store:

  • the name of the domain and host from which you access the Internet (for example, aol.com or wisc.edu);
  • the Internet protocol (IP) address of the computer you are using;
  • the browser software you use and your operating system;
  • the date and time you access our site;
  • the Internet address of the website from which you linked directly to our site;
  • search terms used to find the site;
  • list of files viewed with access times;
  • path followed through the site;
  • length of time page was open; and
  • amount of data transferred.

We use this information to measure the number of visitors to the different sections of our site, and to help us make our site more useful. 

Identifying Yourself

If you choose to identify yourself by sending us an e-mail or when using our on-line forms:

  • we may enter the information you send into our databases.
  • the information in our databases may be shared with third parties to provide operational, marketing, or advertising support for WHEDA interests only.
  • we will not share this information except as required by law.
  • in limited circumstances, including requests from private individuals in accordance with Wisconsin's public records law, Section 234.265, Wisconsin Statues, we may be required to disclose the information you submit.

If you use one of our on-line forms, what information you provide is your decision. If you don't provide your name or other information, it may be impossible for us to refer or respond to your request.

In the event of a conflict between this Privacy Notice and the Wisconsin Public Records Law or other law governing the disclosure of records, the Wisconsin Public Records Law or other applicable law will control.

Access to Information About Yourself

If you want to get information about yourself that may be in our records:

Wisconsin's public records law provides you certain rights to get information about you that is in our records. To learn more about the circumstances under which you can get and correct this information, see the Section 234.265, Wisconsin Statutes.

If you want to correct information about yourself that may be in our records:

You can review any personal information we collect about you. You may recommend changes to your personal information you believe in error by submitting a written request that credibly shows the error and the correction you wish to make. If you believe that your personal information is being used for a purpose other than what was intended when submitted, you may also contact us by writing to:

Customer Information Coordinator
Wisconsin Housing and Economic Development Authority
908 East Main Street, Suite 501  
PO Box 1728
Madison, WI 53701-1728

In all cases, we will take reasonable steps to verify your identity before granting access or making corrections to information that we store.


A “cookie” is a small text file that a website can place on your computer's hard drive in order, for example, to collect information about your activities on the site. There are two types of cookies, a “session”cookie or a “persistent” cookie. A session cookie is only used during the current session and then is deleted from your computer. A persistent cookie is stored on your hard drive indefinitely. A web site that has set a cookie can only access those cookies it has sent to you, it cannot access cookies sent to you by other sites.

Cookies are one mechanism for maintaining continuity during a user's visit to a web site. They allow data to be maintained for users' benefit as they navigate a site. This type of cookie is referred to as a “session”or a “state management” cookie. This type of cookie goes away when you terminate your visit to the web site as it is maintained only in your browser's active memory during your session.

Cookies may also be stored on your computer so you can be recognized by a web site on subsequent visits. They can be read by the web site whenever you enter that particular web site. They are often used to save login information on web sites that require visitors to log in each time they visit that web site. They may store information on your unique identifier and the areas of the web site you have visited before. These cookies are stored on your computer's hard drive after you have left your web site visit and, consequently, are often referred to as “persistent” cookies.

You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. Each browser is different, so please check the “Help” menu of your browser to learn how to change your cookie preferences.

We use cookies on this site in the following way:

Some of the interactive applications use “session” cookies stored in your browser's memory to carry information necessary to the proper operation of the application. Due to this fact, some of the applications will not function properly unless cookies are enabled on your web browser.

WHEDA recognizes our user's privacy concerns and will only use cookies as a helping tool. In general, our site only uses cookies to store temporary information. These cookies are not used for tracking users. Once a session is over, the cookies automatically expire and are deleted after you exit your browser. These cookies are not correlated with individual user identities.


This website links to documents located on web sites maintained by various other organizations. Once you access an individual document that links you to another web site, WHEDA's privacy policy no longer applies. You would be subject to the privacy policy of the website containing that document.

Terms of Use

WHEDA reserves the right to change the terms, conditions, and notices under which the wheda.com site is used.

Conditions of Use

As a condition of your use of the wheda.com site, you warrant to WHEDA that you will not use the wheda.com web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the wheda.com web site in any manner which could damage, disable, overburden, or impair the wheda.com web site or interfere with any other party's use of the wheda.com web site.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the wheda.com site..

Links to Third Party Sites

The wheda.com site may contain links to other web Sites. These sites are not under the control of wheda.com. Therefore, WHEDA is not responsible for the contents of any linked site, including any link contained in a linked site, or any changes or updates to a linked site. These sites are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by WHEDA of the site.

Copyright and Trademark Notices

All contents of the wheda.com web site are Copyright 2015, Wisconsin Housing and Economic Development Authority. All rights reserved. The term "WHEDA", the WHEDA logo, the term "eWHEDA", and the eWHEDA logo are service marks of Wisconsin Housing and Economic Development Authority. Users are not permitted to use these service marks without the prior written consent of WHEDA. Direct your written request for usage to:

Legal Services
Attn: Logo and Service Mark Usage Request
P. O. Box 1728
Madison, WI 53701-1728