Infrastructure Access Loan

Competitive loan application cycle is open! Applications are due by November 21, 2025. 

Funding available:  $275 million
Funds awarded as of Spring 2025: $7,179,898

Overview: Covers the cost of infrastructure related to workforce housing or senior housing.

Details: Review the Term Sheets for Governmental Units or Developers and Award Plans for Governmental Units or Developers

Application Process

For a developer to apply:

• The relevant local governmental unit must have made changes to applicable zoning ordinances, subdivision regulations, or other land development regulations to increase development density, expedite approvals, reduce impact fees, or reduce parking, building, or other development costs with respect to the eligible project on or after January 1, 2023. Reference the municipality guide sheet to learn more about the critical role cities, towns, and villages play with this new loan program.
• The governmental unit must have updated the housing element of its comprehensive plan within the last 5 years.
• All other development funding must be secured, and all necessary permits and approvals have been obtained for the housing infrastructure and the residential housing supported by such infrastructure.
• In order to receive the Infrastructure Access low interest rate loan, the development must provide affordable rents, which must remain affordable for at least 10 years following occupancy, or affordable purchase prices for the resulting housing, with affordability requirements to remain in place for 10 years after initial sale.
• This program may also provide loans for additional infrastructure costs to the relevant eligible governmental unit involved in the project.
• Loan amount may not exceed 10% of the total cost of development of the residential housing and related infrastructure for a loan to a governmental unit.
• Loan amount may not exceed 20% of the total cost of development of the residential housing and related infrastructure for a loan to a developer.

Upcoming Important Dates:

Please submit questions about the Infrastructure Access competitive loan to home@wheda.com.

Infrastructure Access Application Materials

• Infrastructure Access Loan Example Application for Developers 
• Infrastructure Access Loan Example Application for Governmental Units 
• Infrastructure Access Loan Award Plan for Governmental Units 
• Infrastructure Access Loan Term Sheet for Governmental Units 
• Infrastructure Access Loan Award Plan for Developers 
• Infrastructure Access Loan Term Sheet for Developers 

Loan program resources 

• Workforce Home Price Estimator
• Procorem WorkCenter Request Form
• Infrastructure Access Overview Presentation
• Infrastructure Access Loan Checklist
• Municipality Guide Sheet
• Municipal Housing Solutions (provided by More Housing Wisconsin)
• Frequently Asked Questions 

2025 Spring Awards Cycle Winners

Click the name of the project to see more information.