Buying a home is one of the biggest, most exciting decisions you’ll ever make. Let WHEDA guide you toward your future home. Dive deeper into the Six Steps by clicking on any of the icons to learn more!
Have your finances in order before applying for a loan. Know your credit score, as most of WHEDA's programs require a minimum credit score of 620. A
Home Buyer Counseling Agency can help make sure your finances are in good shape.
loan programs tailored to your individual needs, whether you are purchasing, refinancing, a first-time, or repeat buyer.
Find and contact a WHEDA participating Lender. Our mortgage lender partners look at your monthly income, credit history and debt level to qualify you for a WHEDA loan that best fits your needs.
Get educated! First-time borrowers using a WHEDA loan are required to take a
home buyer education class. Learn about the buying process, financing options, and being a responsible homeowner.
Get pre-approved! Finding out how much house you can afford narrows your search saving you time. After pre-approval, you can
work with a qualified real estate professional to find a home in your target neighborhood and price range.
Congratulations! Closing is done, you are now officially a homeowner! Purchasing a home with a WHEDA mortgage makes you part of our community, where you have access to other
WHEDA homeowner benefits.