Home Buyer Education and Landlord Education

Get educated! Learn about the buying process, financing options, and being a responsible homeowner. WHEDA wants you to be ready for homeownership. Understanding the complicated world of mortgages can be confusing.

• First-time Home Buyers are required to take a home buyer education class.
• In addition, if purchasing a 2-4-unit property, at least one borrower must also complete an approved landlord education course. 
• Check with your lender on which type of education you will need.
• Both Home Buyer Education and Landlord Education must have been completed prior to purchase and are good for within 12 months of the application date.

There are several in-person and online options and both are acceptable

Home Buyer Education and Counseling Providers

Acceptable WHEDA Approved free online sources of Home Buyer Education:

• Arch Mortgage Insurance Company
• Essent Guaranty Inc.
• Genworth Mortgage Insurance Corporation (Genworth)
• Mortgage Guaranty Insurance Corporation (MGIC)
• National Mortgage Insurance Corporation
• Radian Guaranty, Inc.
• Framework Homeownership

Acceptable WHEDA sources of in-person Home Buyer Education and Counseling:

Any costs are set by the provider and must be included on Loan Disclosures provided by Lender

• eHome America
• ACTS Housing
• List of statewide approved counseling agencies
• United Community Center
• Housing Resources, Inc.
• HUD Approved Counseling Agencies - search by State

Landlord Counseling Providers

Acceptable WHEDA Approved free online sources of Landlord Education:

• Essent
• Genworth
• MGIC
• Radian

Acceptable WHEDA sources of Landlord Education:

Any costs are set by the provider and must be included on Loan Disclosures provided by Lender

• Fannie Mae's Becoming a Landlord
• City of Milwaukee Landlord Training