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  • Small Business Loan Guarantees

    WHEDA small business loan guarantees help reduce the financial risk to small business lenders and ensure that qualified Wisconsin small businesses have access to funding. 

  • WHEDA Small Business Guarantee (WSBG)

    The WSBG helps to acquire or expand a small business with favorable financing terms.

      Features & Benefits

      • Lower Interest Rate—improves profitability
      • Longer Term and Amortization—lower monthly payment
      • Use for Working Capital—finance more than fixed assets and inventory    
      • Reduce Risk for the Lender—makes it easier to approve the loan

      Term Sheet

      • Term Sheet
      • Fees
      • How to Use the Guarantee

       

      Neighborhood Business Revitalization Guarantee (NBRG)

      The NBRG helps to bring or expand business, or develop or rehabilitate commercial real estate in an urban area.

      Features & Benefits

      • Lower Interest Rate-improves profitability
      • Revitalizes Distressed Urban and Rural Areas – improves neighborhoods
      • Reduces Risk for the Lender - makes it easier to approve the loan

      Term Sheet

      • Term Sheet
      • Fees
      • How to Use the Guarantee
      • Eligibility

       

      Contractors Loan Guarantee (CLG)

      The CLG helps contractors complete contracts and build their business.

      Features & Benefits

      • Lower Interest Rate—improves profitability and cash flow
      • Use for Working Capital or Fixed Assets needed to complete a contract or purchase order
      • Reduce Risk for the Lender—makes it easier to approve the loan

      Term Sheet

      • Term Sheet
      • Fees
      • How to Use the Guarantee
      • Eligibility

      Agribusiness Guarantee (AGBG)

      The Agribusiness Guarantee helps new or existing businesses obtain financing on favorable terms to develop or expand production of products using Wisconsin's raw agricultural commodities.

      Features & Benefits

      • Lower Interest Rate—improves profitability
      • Longer Term and Amortization—lowers monthly payment
      • Use for Working Capital—finance more than fixed assets and inventory
      • Reduce Risk for the Lender—makes it easier to approve a loan

      Term Sheet

      • Term Sheet
      • Fees
      • How to Use the Guarantee
      • Eligibility