Skip navigation
  • COVID-19 Resources and Assistance Programs for Small Business Owners

    Please contact us at if your organization/municipality has resources you would like to see added to our list.  Thank you!

  • Statewide Resources

    SBA Economic Injury Disaster Loan Program:

    The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.   Resources in Spanish.    

    • Offered to all 72 counties in WI to small businesses and private non-profits.  Click here for WI specific information
    • Business owners go directly through SBA, not a bank or credit union.
    • Credit Score Minimums:  SBA will underwrite applications using credit standards, but are not publishing minimum score requirements. Standards also may change due to the unique circumstances presented by COVID-19
    • Deferment period is 12 months
    • There is no cost to apply and no obligation to take the loan if approved
    • Max unsecured loan amount is $25k
    • Businesses must have a physical address on file (not a PO BOX)
    • EIDL is a working capital loan to help business get through these next few months, expansions/purchase of equipment, consolidation of other debt, etc., are not eligible uses
    • Terms up to 30 years, 3.75% for small business, 2.75% for non profits.
    • Other helpful links: 

    Wisconsin Small Business Development Network (SBDC):

    A resource partner of the SBA, is available to help small businesses apply for federal disaster loans to mitigate the substantial economic injury as a result of the COVID-19 pandemic. Please visit the Wisconsin SBDC website designed to help business owners understand the qualifications and application process. Consultants across the network’s 13 locations are working remotely via phone, email and virtual tools to assist clients. 

    WEDC Small Business 20/20
    The program provides funds to Wisconsin-based Community Development Financial Institutions (CDFIs) to make grants to existing loan clients to mitigate short-term cash flow issues and protect jobs and public health in response to the Covid-19 outbreak.

    Kiva has expanded small business lending on its online platform to include a larger list of eligible businesses, the possibility for larger loans, and a grace period for repayment. More here (or visit the dedicated pages for applicants in Milwaukee or applicants in Madison).  Anyone in WI can apply for a KIVA loan regardless of physical location.

    Small business owners affiliated with the African American Chamber of Commerce of Wisconsin, the Hispanic Chamber of Commerce of Wisconsin, the American Indian Chamber of Commerce of Wisconsin, and the Hmong Wisconsin Chamber of Commerce can contact these chambers directly for assistance.

    WWBIC has moved all of their business and financial educational programming on-line and on-demand.  Also offering some free classes.  Check out offerings here.  WWIC is the State’s largest microlender providing access to fair capital for business start-ups and expansions. WWBIC makes loans to small and micro businesses up to $250,000. We work with both women and men in analyzing their business’ financial needs and guiding them through the loan process. Loan information can be found here.

    Hmong Wisconsin Chamber of Commerce:   
    The Hmong Wisconsin Chamber of Commerce (HWCC) has announced a new Emergency Loan Fund (COVID-19) in response to the negative impact that Coronavirus (COVID-19) has had on the Wisconsin business community. These funds are primarily used for working capital to cover rent, payroll, and other fixed expenses. This loan fund is similar to HWCC’s existing Revolving Loan Fund (RLF) Small Loan programs but with a slightly lower rate and an interest-only option for the first 3 months. Loans from $5,000 and up to $10,000. For more information about terms and interest rates, please contact HWCC Operations Manager, Ger Thao:

    United Way Community Response and Recovery Fund:  
    upports communities by helping local United Ways respond, and bolstering  211, the go-to information resource in times of crisis.

    USBG National Charity Foundation
    Assistance for those employed in the bartending/brewery industry.  Assistance for those who lost income, to qualify you must be an individual employed in serving beverages or otherwise engaged in the production, promotion or distribution of alcoholic beverages.

    Internet Resources:  
    Several Internet Service Providers (ISPs) are offering free or low-cost internet access options in response to the COVID-19 health emergency. These services are offered in the areas each ISP serves, or as otherwise described. This listing will be updated as more information becomes available. This list is not guaranteed to be complete, or an endorsement for the companies listed. The PSC is not liable for inaccuracies.

    Area Resources

    City of Racine: Small Business Emergency Assistance Fund:  Small, Interest Free loans given to business in Racine.  PDF of application and details found here.  


    Federal Resources

    USA.Gov: Visit for the latest official information from the Coronavirus (COVID-19) Task Force at the White House.

    HUD:  Federal information and resources. 

    Additional Resources

    Facebook:Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where we operate. We’ll share more details as they become available.

    NSBA:  Small Business Impact poll data

    National Association for the Self Employed: Advocacy and resources for self employed individuals

    USBC: Navigating COVID – 19, Small Business Policy and Legislative Guide

    League of WI Municipalities:  Resources for small businesses, health services, and information. 

    NAIOP:  Offering a webinar series on the topics on everyone's mind related to the COVID-19 public health crisis and our industry. See the full schedule and access the archives on our COVID-19 resources website.

    Wisconsin Emergency Response Program:    gener8tor is hosting emergency one-week virtual programs for small businesses affected by the COVID-19 outbreak.

    These programs will feature daily webinars designed to identify, understand and help small businesses secure resources to withstand the current crisis. One-on-one office hours will also be available.

    Safer at Home Order: Information on essential business.

  • Business and Community Engagement

    Who We Are

    At WHEDA, our mission is to stimulate Wisconsin’s economy and improve the quality of life for all residents through affordable housing and business financing products.  WHEDA's Business and Community Engagement team is WHEDA's local presence throughout the entire state. BCE ensures that we are living out WHEDA’s mission by serving as ambassadors, conveners and collaborators across our 72-counties and 11 Tribal Nations.  Our team partners with stakeholders throughout Wisconsin's counties, municipalities, economic development partners, lenders and communities to share information about WHEDAs programs, housing and economic development efforts.   

    Lenders can find out more information about WHEDA's Small Business Guarantees, and complete an intake form online. 


    WHEDA’s Business and Community Engagement team builds capacity throughout Wisconsin’s 72-counties by collective impact that improves physical Physical capital: Develop and deploy initiatives, products, prototypes and pilots that leverage resources and build finance models for producing affordable housing or promote economic development. , social Social capital: Build and deepen existing relationships and shared experience networks through facilitation across and within local stakeholders, public and private sector, and other relevant contacts. , intellectual Intellectual capital: Instigate collective learning through the experiences and lessons learned and shared across communities. Support the publications and distribution of information for the benefit of communities throughout Wisconsin. , and human capital Human capital: Build capacity across local leaders, community members, public and private stakeholders. Utilize our networks to ensure our collective ability to address statewide challenges around housing and economic development and share internally observations, experiences, feedback to aid in WHEDA’s ability to create lasting and sustainable solutions. .

    Locate a Business & Community Engagement Officer

    Hover over a territory to view the closest Business and Community Engagement Officer

    Business and Community Engagement Statewide

    Ana Simpson, Director

    (414) 227-3995 |

    Ron Slade, Program Specialist

    (414) 227-1852 |

    Karole Kimble, Manager

    (414) 227-2294 |

    Contact Business and Community Engagement

    Counties, municipalities, and other community leaders that are interested in learning more about WHEDA, would like to discuss a potential project, or would like more information, please fill out this form, and a Business and Community Engagement Officer will be in touch soon.

  •  * Full Name:  
     * Address:  
     * City:  
     * State:  
     * Zip Code:  
     Business Phone:  
     Email Address: