WHEDA Small Business Financing Manual - Table of Contents

WHEDA Small Business Financing Manual - Finding the Information You Need

WHEDA Small Business Financing Manual - Introduction Chapter

About This Manual

Who To Contact

WHEDA Small Business Financing Manual - Notice

WHEDA Small Business Financing Manual - Product Summary Guide

Which Product, Chapters and Forms to Use

WHEDA Small Business Guarantee

Neighborhood Business Revitalization Guarantee:

Agribusiness Guarantee:

Linked Deposit Loan Subsidy

WHEDA Small Business Financing Manual - Guarantee Procedures Chapter

Becoming a Participating Lender

Expenses Before Application

Other Funding Source Compliance Considerations

Complete Application

Incomplete Application

Underwriting

Terms and Conditions

Approval Process and Timeframe

Denial

Loan Authorization

Amending Terms

Closing Timeframe

Extensions

Interim Financing

Closing Documents

Closing Fee

Closing Package

WHEDA Small Business Financing Manual - Credit Criteria Chapter

Criteria Defined

WHEDA Small Business Financing Manual - Servicing Chapter

Servicing Definition

General Responsibilities of the Lender

Servicing Responsibilities

Annual Status Reports

Servicing Fee

Delinquent/Defaulted Loans

When to Request a Guarantee Payment

Request for Guarantee Payment

WHEDA's Review of Request for Guarantee Payment

Guarantee Payment and Expense Participation

Assumption of Guarantees

WHEDA Small Business Financing Manual - Small Business Guarantee Chapter

Eligible Businesses

Ineligible Businesses

Eligible Uses of Proceeds

Ineligible Uses of Proceeds

Lender's Underwriting Assurances

Financing Terms and Conditions

Ineligible Startup Downtown Area Business Communities

WHEDA Small Business Financing Manual - Agribusiness Guarantee Chapter

Eligibility

Eligible Businesses

Ineligible Businesses

Eligible Uses of Proceeds

Ineligible Uses of Proceeds

Lender's Underwriting Assurances

Financing Terms and Conditions

WHEDA Small Business Financing Manual - Linked Deposit Loan Subsidy Chapter

Eligible Businesses

Ineligible Businesses

Eligible Uses of Proceeds

Ineligible Uses of Proceeds

Minimum/Maximum Loan Amount

Application Process

Complete Application

Incomplete Application

Review Process

Approval Process

Denial

Financing Terms and Conditions

Funding

Certificate of Deposit

Prepayment

Termination

WHEDA Small Business Financing Manual - Neighborhood Business Revitalization Guarantee Chapter

Business (non-developer) as Borrower

Credit Criteria Guidelines, Business (non-developer) as Borrower

Criteria Defined, Business (non-developer) as Borrower

Developer as Borrower

Credit Criteria Guidelines, Developer as Borrower

Criteria Defined, Developer as Borrower

Financing Terms and Conditions (applies to all borrowers)