It is the Lender's responsibility to make the following assurances when evaluating an application for participation in the WHEDA Small Business Guarantee:
 | The Borrower is unable to obtain conventional financing at terms similar to those provided through the WHEDA Small Business Guarantee. |
| The Lender believes that, if the Borrower received a WHEDA Small Business Guarantee, the Borrower's assets, projected cash flow and managerial ability are sufficient to preclude voluntary or involuntary liquidation before the end of the loan term. |
