Rev
Date |
Form |
Purpose |
Use When |
| 8/08 |
Home Form 1
Request for Rate Lock
PDF (38 KB) | Exe (80 KB) |
Locks interest rate on a loan for 45 days. |
Upon accepting an application for a Home
Loan and receiving an executed Offer to Purchase. |
| 6/08 |
Packaged Forms 2, 3, 4 |
Print forms 2, 3, 4 as one document. |
Submit with Application Package. Must be signed by all borrowers. |
| 6/08 |
Home Form 2
Borrower's Affidavit
PDF (33 KB) | Exe (86 KB)
Español:
PDF (33 KB) | Exe (87 KB) |
Determines income of all household occupants
for compliance with county income limit. Also certifies borrower(s)
meet Home Loan guidelines. |
Submit with Application Package. Must be
signed by all borrowers. |
| 2/95 |
Home Form 3
Residential Loan Application Addendum
PDF (29 KB) | Exe (51 KB)
Español:
PDF (78 KB) | Exe (86 KB) |
Verifies type of credit, used to comply
with WI Marital Property Act. |
Submit with Application Package. Must be
signed by all borrowers. |
| 2/95 |
Home Form 4
Acknowledgement of Federal Recapture Tax Requirements
PDF (19 KB) | Exe (51 KB)
Español:
PDF (32 KB) | Exe (85 KB) |
Informs borrower of possible Recapture
Tax upon sale of Home. |
Submit with Application Package. Must be
signed by all borrowers. |
| 8/08 |
Home Form 6
Uniform Application Package Checklist
PDF (35 KB) | Exe (115 KB) |
Form for lender to ensure all forms and
documents are submitted. |
Submit with Application Package. |
| 8/08 |
Home Form 6d
Pre-Approval Application Package Checklist
PDF (45 KB) | Exe (80
KB) |
Form to ensure all forms and documents
are submitted. |
Submit with Application Package. |
| 7/08 |
Home Form 6f
Assumption and Release of Liability Application Package Checklist
PDF (31 KB) | Exe (145 KB) |
Form to ensure all forms and documents are submitted. |
Submit with Application Package. |
| 6/08 |
Home Form 7
Funding Certificate
PDF (32 KB) | Exe (108
KB) |
Requests funds for loan closing. |
Requesting funds for a Home loan closing. |
| 3/08 |
Home Form 7a
Multi-Disbursement Funding Certificate
PDF (33 KB) | Exe (87 KB) |
Requests fund for Major Rehabilitation
and New Construction Interim Financed Loans. |
Requesting funds for a new construction
or major rehabilitation closing and subsequent draw requests. |
| 9/00 |
Home Form 9
Completion of Construction Certificate
PDF (26 KB) | Exe (50 KB) |
Verifies completion of construction for
New Construction and Major Rehabilitation Loans. |
Submit with final request for funds. |
| 2/95 |
Home Form 10
Cost Breakdown Worksheet
PDF (18 KB) | Exe (50 KB) |
Determines purchase price of property for
New Construction and Major Rehabilitation Loans. Contractor may use
their own version of this form. |
Submit with Application Package. |
| 9/00 |
Home Form 11
Gift Affidavit
PDF (16 KB) | Exe (49 KB) |
Used if gifted funds will be used as funds
to close. Lender may use their own version of this form. |
Submit with Application Package. |
| 8/08 |
Home Form 12
Closing Package Checklist - WHEDA Serviced Loans
PDF (39 KB) | Exe (115 KB) |
Form for lender to ensure all forms and
documents are submitted. |
Submit with Closing Package. |
| 8/08 |
Home Form 12a
Closing Package Checklist - Lender Serviced Loans
PDF (35 KB) | Exe (113 KB) |
Form for lender to ensure all forms and
documents are submitted. |
Submit with Closing Package. |
| 9/00 |
Home Form 13
Lender's Warranty
PDF (22 KB) | Exe (52 KB) |
Certifies that Home Loan complies with
requirements. |
Retain in File. |
| 7/03 |
Home Form 14
Condominium Insurance Warranty
PDF (21 KB) | Exe (51 KB) |
Ensures that the proper insurance coverage
is in place for condominiums. |
Submit with Closing Package. |
| 4/08 |
Home Form 15
Supply Request
Online Brochure Order | PDF (28 KB) | Exe (50 KB) |
Order form for lender to receive originals
for documents not available in the manual. |
As needed.
|
| 12/06 |
Home Form 16
Lender Changes
PDF (36 KB) | Exe (84 KB) |
Inform WHEDA of changes in lender information
(address, contact person, etc.)
|
As needed.
|
| 9/00 |
Home Form 17
Authorization Agreement for ACH Transfers
PDF (25 KB) | Exe (63 KB) |
Authorizes WHEDA to credit lender's account
via Automated Clearing House (ACH). |
Submit when becoming a participating lender
or when changes to ACH accounts are needed. |
| 1/01 |
Home Form 21
Mortgage Rider
PDF (18 KB) | Exe (50 KB) |
Requires owner occupancy for life of loan
and addresses environmental concerns. |
Closing a Home loan. |
| 7/98 |
Home Form 22
Construction/Rehabilitation Note Rider
PDF (17 KB) | Exe (51 KB) |
Modifies and amends the Note for interest
only during interim construction period. |
Submit with Closing Package. Signed by
borrower at closing. |
| 1/08 |
Home Form 23
Automatic Payment Withdrawal Form
PDF (88 KB) | Exe (108 KB) |
Authorizes WHEDA to debit borrower's depository
account for Home and Easy Close Loan payments. |
Submit with Closing Package. Signed by
borrower at closing. |
| 9/00 |
Home Form 24
Compliance Income Calculation Worksheet
PDF (17 KB) | Exe (49 KB) |
Tool to calculate compliance income. |
Used for preapprovals submitted through
eMagic |
| 9/00 |
Home Form 25
Major Rehabilitation Worksheet
PDF (17 KB) | Exe (50 KB) |
Tool to calculate purchase price, maximum
loan amount, and equity for a Major Rehabilitation loan. |
As needed. |
| 11/04 |
Home Form 26
Delegated Administrator Form
PDF (35 KB) |
Identifies a primary person to maintain
users of eWHEDA Services. |
Signing up or changing a Delegated Administrator. |
| 4/08 |
Home Form 27
Correspondent Approval Form
PDF (49 KB) | Exe (80 KB) |
Lender accepts responsibility for a correspondent. |
Registering a correspondent. |
| 1/04 |
Home Form 29
Compliance Income Evaluation
PDF (42 KB) | Exe (264 KB) |
Tool for lender to receive Compliance Income guaranty from WHEDA. |
Preparing an application for the Quick Decision process. |
| 2/95 |
New Construction/Major Rehabilitation Financing: Borrower Information
PDF (21 KB) |
To provide borrowers basic information
about their responsibilities when applying for New Construction financing
or a Major Rehabilitation loan. |
A borrower applies for New Construction
financing or a Major Rehabilitation loan. |
| 2/95 |
New Construction/Major Rehabilitation Financing: Contractor Information
PDF (20 KB) |
To provide contractors basic information
about their responsibilities when applying for New Construction financing
or a Major Rehabilitation loan. |
A borrower applies for New Construction
financing or a Major Rehabilitation loan. |
| NA |
Request for Verification of Employment
PDF (11 KB) |
Form for lender to verify a borrower's
employment. |
As needed. |
| NA |
Request for Verification of Deposit
PDF (10 KB) |
Form for lender to verify a borrower's
deposits. |
As needed. |
| 3/08 |
New Lender Certification Package
PDF (196 KB) |
To provide WHEDA with the information needed
to approve you as a lender. |
Applying to become a participating WHEDA
lender. |
| 4/08 |
Federal Recapture Tax Booklet
PDF (368 KB) |
To provide borrowers the recapture income
limits. |
Give to the borrower(s) at the loan closing. |
| 5/06 |
Home Loan Brochure Insert: Income and Purchase Price Limits
English: PDF (77 KB)
en Español: PDF (99 KB) |
To insert into Home Loan Brochures. |
As needed. |
| NA |
Mortgage
www.freddiemac.com |
Secures real property for the payment of
a debt. |
Closing a Home Loan. |
| NA |
Fannie Mae Mortgage Notes
www.efanniemae.com |
Examples of Fannie Mae's Mortgage Notes. |
Closing a Home Loan. |
| 3/08 |
Home Exhibit 1
Job Loss Protection Borrower Information
PDF (89 KB) |
To provide borrowers with basic information
regarding Mortgage Guardian: Mortgage Payment Protection Plan |
Give to the borrower at time of application. |
| 4/08 |
Home Exhibit 2
Job Loss Protection Q&A for Lenders
PDF (77 KB) |
To provide lenders with basic information
regarding Mortgage Guardian: Mortgage Payment Protection Plan |
As needed. |
| 6/08 |
Exhibit 4
WHEDA Schedule of Fees for Services
PDF (25 KB) |
Breakdown of fees charged for various services. |
As needed. |
| 7/08 |
Exhibit 5
WHEDA/Gateway to Home Ownership Underwriting Guidelines
PDF (27 KB) |
Side-by-side comparison of WHEDA and Gateway to Home Ownership underwriting criteria. |
As needed. |
| 1/07 |
AHP Transaction Worksheet
PDF 37KB |
|
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