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Seven Steps to Homeownership

1. Are You Ready? 2. Get Preapproved 3. Find a Home 4. Home Inspection
5. Apply for a Loan 6. Loan Processing 7. Loan Closing Welcome Home!

1.   Are You Ready?

Education and planning are the keys to making the Homebuying process easier and more enjoyable.

Education:

You can use web sites such as www.wheda.com or sites listed under WHEDAs® Related Sites to find answers to your questions.

You may also want to take a Homebuyer education class for a comprehensive look at the Homebuying process and Homeownership responsibilities.

If you have credit problems, or feel you need help managing your budget to prepare for Homeownership, you may want to contact a credit counseling agency.

Planning:

The best way to help the process go smoothly and quickly is to have the necessary information available when you meet with your lender. View a list of documents that may be requested.

Next Step

Next Step