Most lenders request documentation to back up the information you provide. In most cases, the lender will want to see originals of these documents.
Documents your lender may request:
Copy of an accepted Offer to Purchase
Pay check stubs for the last 30 days
Last three years' Federal income tax returns, plus corresponding W-2 and 1099 forms
Bank and brokerage-account statements for the past three months
Payment and balance information for any auto, school or other loans
Most recent statements for all your credit card accounts
IRA/Keogh/401(k) statements for the past three months.
Other documents that may be requested:
Award letter and copy of most recent check if you receive Social Security, retirement, disability income, or if you receive funds from a legal settlement
Divorce or legal separation documents (if you were divorced or separated in the last year)
Transcript or diploma (if you've been a student in the last two years).
Copy of an accepted Offer to Purchase