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How to Use the WHEDA® Small Business Guarantee

  • Are you a participating lender? If not, learn how to partner with us.
  • Get the product information you need. Everything from procedures to underwriting guidelines are available in the Small Business Financing Manual.
  • Get the forms you need, in the format you prefer.
  • Sign up for e-mail news about WHEDA's small business financing products.
  • The basic steps for requesting a WHEDA Small Business Guarantee are:
    1. Submit an Intent Form (Form 2) to WHEDA if you want to disburse funds prior to WHEDA's approval.
    2. Complete the Loan Guarantee Application (Form 4) with your borrower.
    3. Mail the application and supporting exhibits to WHEDA.
    4. WHEDA will underwrite the application and issue a decision within 3–6 business days from our receipt of a complete WSBG application package.
    5. Close your loan.